Related to: "Study points to increase in defaults and less money."

Entrei em incumprimento do crédito habitação, tenho de pagar juros de mora?
Housing Credit Acquisition

I defaulted on my mortgage, do I have to pay late fees?

Not complying with the repayment obligations of a loan such as a housing credit implies having consequences, such as interest and fees. One of them being late interest, which adds to the outstanding amount. Let's see how much this amount can be.

21 Sep 20234 min

Garantia hipotecária e crédito hipotecário: Quais as diferenças?
Housing Credit Acquisition

Mortgage guarantee and mortgage credit: What are the differences?

A mortgage guarantee can be associated with a housing loan, but not only! There are other types of guarantees and other types of mortgage loans. It's true... find out everything in this article.

29 Sep 20234 min

Estive ao abrigo do PARI. Posso fixar a prestação da casa?
Mortgage Credit Transfer

I was under the PARI. Can I fix the house payment?

The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.

21 Nov 20234 min

Empréstimos em risco aumentaram em 2023. Como diminuir o risco?
Mortgage Credit Transfer

Empréstimos em risco aumentaram em 2023. Como diminuir o risco?

Ainda que o incumprimento tenha diminuído ao longo de 2023, os empréstimos em risco aumentaram. Conheça os números e saiba como diminuir o risco de entrar em incumprimento no seu crédito.

19 Jun 20244 min

Vender dados pessoais pela íris é aceitável? Saiba o que é a Worldcoin

Is selling personal data through iris acceptable? Find out about Worldcoin.

The collection of iris personal data by Worldcoin has already been suspended in Portugal by the National Data Protection Commission (CNPD), after complaints of data collection from minors without parental authorization. But after all, what is Worldcoin and what was gained in return? Is the transaction acceptable? Understand everything next.

27 Mar 20243 min

Famílias perdem apoio à renda por obrigação de assinar novos contratos

Families lose income support due to obligation to sign new contracts.

Landlords have been making tenants sign new contracts, preventing families from accessing rent support. Understand better in the following URL.

15 Apr 20242 min

Pediu o prémio salarial? Saiba o que significa cada estado do processo
Supports and subsidies

Requested a raise? Learn the meaning of each stage of the process.

If you have already requested your salary prize, understand the evolution of each stage of the process until you have the money in your account.

14 May 20242 min

Carteira em mãos a retirar notas de 100 euros simbolizando prestação de maio
Mortgage Credit Transfer

Home credit with variable rate? Your installment may decrease in May.

Do you have a mortgage with a variable rate linked to the Euribor? May brings good news! You may feel relief in your monthly installment reviewed this month of May. Check the simulations below.

09 May 20243 min

Black Friday: 3 dicas para aproveitar ao máximo

Black Friday: 3 tips to make the most out

Black Friday is approaching and it is important to inform yourself beforehand about savings tips, but also to be alert so you are not deceived as a consumer. So, check out 3 tips to make the most of the discounts on the next November 24th.

09 Nov 20234 min

5 dicas para comprar (e poupar) nos saldos

5 tips for buying (and saving) on sales

The sales have already started and it can be a great time to buy that piece you need or have always wanted at lower prices. But how to find the best opportunities safely? Check out 5 tips in this article.

29 Dec 20233 min

Conheça 4 dicas para pagar menos com o contrato de telecomunicações

Discover 4 tips to pay less with the telecommunications contract.

The DECO PROteste shared 4 tips that can help you start saving on your telecommunications contract: Find out what they are.

29 Jan 20243 min

Dicas para poupar com a conta do supermercado

Tips to save money on your grocery bill.

Save time when going grocery shopping for the month? DECO PROteste explains some tips to reduce the bill, especially in times of inflation.

30 Jan 20244 min

8 dicas para poupar com créditos, seguros e outros encargos

8 tips to save on loans, insurance, and other charges.

Get to know the 8 tips from DECO Proteste, mentioned by Notícias ao Minuto, to start saving on loans, insurance, and other expenses, and improve your personal finances.

05 Feb 20246 min

6 dicas para poupar com o Dia dos Namorados

6 tips for saving on Valentine's Day

Valentine's Day is around the corner and you haven't prepared anything yet? Don't worry, read 6 tips for easy and inexpensive gifts for your partner.

07 Feb 20243 min

8 aplicações para organizar as suas finanças

8 applications to organize your finances

Do you need to have more control over your wallet? You can organize your budget in order to boost your income, through financial organization applications. Get to know these 8 that we have gathered for you.

16 Feb 20243 min