Housing Credit Acquisition

New year, new home: Is it the right time to invest in a mortgage?

Evaluate the market, plan your finances, and compare banking proposals are essential steps to start the year with the right housing credit.

Reading time: 2 mins.
Housing Credit Acquisition

Housing in Portugal: What to expect for 2025?

Despite some government initiatives and expectations of an increase in construction, experts warn that by 2025 housing accessibility in Portugal will continue to be a structural problem, marked by high prices and growing inequalities.

Reading time: 3 mins.
Housing Credit Acquisition

Home loan: Interest rate decreases again in December.

The mortgage interest rate dropped to 4.091% in December, showing a decrease from the previous month, but still above the value of the same period in 2023, according to INE data.

Reading time: 2 mins.
Housing Credit Acquisition

100% financing in housing credit available for young people can now be requested.

Young people can now apply to access 100% financing when buying a home with a mortgage, through the new public guarantee measure.

Reading time: 2 mins.
Personal Consolidated Credit

What credits can I consolidate?

Consolidating multiple debts can be a good option if the goal is to reduce monthly installments and facilitate budget management. Find out which ones you can consolidate.

Reading time: 2 mins.
Life Insurance Credit

How does homeowners' insurance life credit work?

Are you hiring a mortgage and facing the requirement of hiring life insurance? Learn how it works.

Reading time: 1 mins.

Highlights

The most common mistakes in hiring credit and how to avoid them.

Avoiding the following mistakes when hiring your credit is crucial to ensure that it is a useful tool, and not a financial burden. Planning, comparing, and understanding the conditions are fundamental steps for responsible and calm management of your budget.

Personal credit Home filling

Need to furnish your home? Get to know personal credit for home furnishings.

Personal credit to fill the house can be an excellent way to transform your space, as long as it is planned responsibly and adjusted to your real needs.

Home Improvement Loan

Home renovation loan: Invest in the transformation of your house.

Renovating your home can be an important step to increase the comfort and value of your property. With housing credit for renovations, you have the opportunity to transform your property in a smart and financially advantageous way.

Lifestyle

Which signs plan Christmas gifts better?

Some signs are more well known than others when it comes to financial and physical gift planning, especially during this Christmas season. Find out if you are one of them.

Latest

Dicas

Voo cancelado? Saiba que pode ter direito a uma compensação de até 600€

Saiba o que fazer para ser compensado em caso de cancelamento do seu voo.

Crédito Habitação Aquisição

Este casal jovem poupou cerca de 60 mil euros acedendo ao financiamento de casa a 100%

Este casal comprou a sua nova casa sem necessidade de um grande investimento inicial, poupando milhares de euros na entrada.

Estilo de vida

Atenção: Este ano, estes signos devem concentrar-se no dinheiro e não no amor

Os signos em causa terão várias oportunidades de ganhar dinheiro nos próximos meses. Veja se é o seu.

Crédito Habitação Aquisição

Crédito habitação em máximo histórico impulsionado pela isenção dos impostos

O número de novos contratos de crédito habitação atingiu um valor recorde, impulsionado sobretudo pelo financiamento concedido a jovens até 35 anos com a isenção dos impostos, segundo os dados divulgados pelo Banco de Portugal (BdP).