3 apps that will help you save money on a daily basis.
If you really want to save, you have to know these 3 apps.
These 3 applications will help you save in your day to day.
The sharing is done by DECO PROteste, mentioned by Notícias ao Minuto, and reveals 3 applications that will help you save safely.
The organization evaluated the features and requirements and concluded that these free applications are the right ones for you to learn how to save money.
"Mobile applications, in general, need to access sensitive data to work, and users have to give them permission to do so. When downloading an app to the smartphone, it is important to grant only the strictly necessary permissions for its operation. In its analysis of these three applications, DECO PROteste did not find evidence that these three applications share sensitive user data with third parties," explains the consumer defense organization.
Now discover the 3 applications and start saving money right now:
Money Manager
This application creates graphs and detailed analysis based on expenses and income entered by users. Currently, it does not offer automatic integration with Portuguese banks, which means that users have to manually enter their financial transactions into the app.
When it comes to security against cyber attacks, Money Manager is the only one that allows the export of data through external methods, such as spreadsheets, which protects user information, at the expense of synchronization functionality common to the other two applications.
Manage your finances effectively
"With appealing graphics and expense categorization, Toshl Finance allows for the automatic synchronization of the user's bank accounts, credit cards, and other financial services. However, this feature is only available in the premium plan, costing 19 euros per year. If you wish to subscribe to this version, make sure beforehand that your bank is supported by the application."
The application presents a financial flow (for the current month or for a longer period), which allows the user to recognize the path that the money takes from the moment it enters the account. It also allows importing data entered in a previous app or saved in Excel.
3 - Expenses - Budget manager
"The Expense Manager app (Android) or Budget and Expense Manager (iOS) is a free application with a simple and intuitive interface. The app creates graphs, showing spending patterns, or detailed reports for each period or category. Additionally, it allows you to set up reminders for regular payments or income (credit installments and other payments, debt refunds, interest due, etc.). It also shows real-time exchange rates, which is particularly useful when traveling."
Of the three apps analyzed, Gastos - Budget Manager (for Android) or Budget and Expenses Manager (for iPhone) is the only completely free, fulfilling its function well, although with fewer features than its competitors.
More attention, after installation, must take precautions.
"To install any of these apps, access the Play Store if you have an Android smartphone, or the App Store if you have an iPhone. After that, be sure to update the application regularly, not only to improve its performance, but also to fix any potential security vulnerabilities," warns the organization.
Furthermore, "for greater protection, always opt for applications developed by well-known companies with good user ratings. Prefer those that offer strong authentication (two-factor authentication, for example) to defend against unauthorized access."
And also: "do not access the application through public internet networks, as they are more vulnerable to cyber attacks".
Read also: 8 applications to organize your finances
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