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Pré-contratação do crédito habitação: O que deve saber antes de avançar

Pre-contractual home loan: What you should know before moving forward.

Learn everything about the previous process of hiring a home loan.

29 Oct 20242 min

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Being well informed before pre-contracting a loan is essential to avoid traps and ensure that you are making the best choice according to your financial situation.

Knowing the different interest rates, associated conditions, and your rights as a consumer can make all the difference in your contracting experience.

By understanding all the terms and obligations, you can avoid unpleasant surprises and commitments that do not fit your needs. Learn all about hiring a credit in advance, in the articles below.

Related articles:

  1. Mortgage credit: Is it worth hiring?
  2. How to raise capital for the down payment on a home loan? Source
  3. How much does the initial entry cost for a housing credit?
  4. How much does it cost to get a mortgage? Visit https://www.poupancanominuto.com/artigos/credito-habitacao/quanto-custa-fazer-um-credito-habitacao for more information.
  5. "Housing credit: How to know if I have financial capacity?" - Link
  6. How many holders can I hire a mortgage loan with? (Original text: https://www.poupancanominuto.com/artigos/credito-habitacao/com-quantos-titulares-posso-contratar-um-credito-habitacao)
  7. What are the requirements for an approved home loan? (Translated from Portuguese)
  8. What do I need to do a home credit simulation?
  9. What is the maximum age to apply for a home loan? Link
  10. Buying a house with a home loan: What documents will the bank ask me for? https://www.poupancanominuto.com/artigos/credito-habitacao/comprar-casa-com-credito-habitacao-que-documentos-o-banco-me-vai-pedir
  11. Home loan financing of 100%: Is it possible? (Translated from Portuguese)
  12. What is the purpose of the credit responsibilities map? (Translated from Portuguese)
  13. What is the Credit Responsibilities Map and how to obtain it? Source: Link
  14. What is the difference between permanent primary and secondary housing in credit? Link
  15. Can I choose a mortgage before choosing the house? [https://www.poupancanominuto.com/artigos/credito-habitacao/posso-escolher-o-credito-habitacao-antes-de-escolher-a-casa]

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Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a tied credit intermediary registered with Banco de Portugal under no. 0006860. Authorized services: presentation or proposal of credit contracts to consumers. Assistance to consumers, through preparatory acts or other pre-contractual management work relating to credit contracts that were not presented or proposed by it. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Branch in Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Branch in Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.