Find the best home loan proposal with our simulators.

A Poupança no Minuto/FinanceFY brings advantageous news for mortgage clients: as a credit intermediary, it now offers simulators that allow applicants to find the best financing proposal for themselves. This applies to the contracting of a new mortgage loan, but also to the transfer of their loan to another bank.

Simulator to apply for a new housing loan.

So, if you are looking for a new home loan, you can use the New Home Loan Simulator by following these steps:

• Step 1 - Access the Poupança no Minuto website and simulate New Credit;
• Step 2 - Specify when you intend to purchase your new home;
• Step 3 - Indicate the value of the house you want to buy;  
• Step 4 - Indicate how many people will take out the loan and their respective ages.
• Step 5 – Finally, indicate how much you earn monthly and how much you spend on credits and other charges.  

Afterwards, simply enter your data so that you can access the result of the simulation in your email and find out which credit proposal is most advantageous for your case.

From there, you can decide if you want to advance the process with the help of credit intermediaries from Poupança no Minuto. Regarding this, you should know that the services are completely free, and that there will be agents available to provide you with all the support and guidance necessary throughout the credit contracting process.

Brokers are experts in negotiating and communicating with banks, which allows them to have access to various simulations and help you choose the most suitable one for your context.  

Mortgage credit transfer simulator.

If you are looking to transfer your home loan to another bank, Poupança no Minuto also provides a Simulator for this purpose.

If the increase in your monthly installment, resulting from the constant rise of Euribor rates, has caused you anxiety and you are looking for a new proposal, with access to a different interest rate regime, this is the option for you.

Let's see the steps you should follow on the Mortgage Transfer Simulator:

• Step 1 - Access the Poupança no Minuto website and simulate a Housing Credit Transfer;  
• Step 2 - Indicate when you contracted your credit;  
• Step 3 - Indicate the contracted amount and the amount still owed to the bank;  
• Step 4 - Indicate how many people hired the credit and their ages;  
• Step 5 - Finally, indicate how much you earn monthly and how much you spend on credits and other.  

So, if you are unhappy with the conditions of your housing credit, move: Transfer the credit to another bank through the best proposal presented to you in the simulator.

When it comes to buying a house, Poupança no Minuto is your greatest ally! Discover the best credit option and make the decision, always with the help of credit intermediaries, if you wish.

Therefore, instead of going from bank to bank and comparing proposals alone, you can access online simulations in just a few minutes, ensuring later a free credit mediation close follow-up.  

With Poupança no Minuto you not only save money, but also time and avoid bureaucracy! Contact the intermediaries for more information here.