Related to: "Insurer not liable to pay compensation for hidden disease? Learn how to prevent yourself"

Mortgage life insurance: How does it work?
Life Insurance Credit

Mortgage life insurance: How does it work?

When applying for a home loan, you will also be required to subscribe to a life insurance policy. But why is it necessary to associate this insurance with the loan and how does this product work?

11 Aug 20233 min

Seguro de vida crédito habitação: Quais as coberturas?
Life Insurance Credit

Life insurance for mortgage: What are the coverages?

A life insurance associated with a housing loan needs to cover occurrences so that banks allow the loan to be granted. The objective is for banks to protect themselves and have the loan amount reimbursed in case of a claim.

31 Oct 20234 min

Until what age can I hire or transfer life insurance?
Life Insurance

Until what age can I hire or transfer life insurance?

Are you going to take out life insurance at an older age? Or do you intend to transfer your life insurance to a new insurer halfway through the contract? We explain in this article what influence age can have on the cost of life insurance.

11 Aug 20234 min

Qual é a diferença entre seguro de vida e seguro de saúde?
Life Insurance

What is the difference between life insurance and health insurance?

There are many doubts that arise when it comes to the difference between life insurance and health insurance. But the reality is that the two insurances can be distinguished by the coverage options. Therefore, we explain in this article what sets one insurance apart from the other.

11 Aug 20234 min

Mortgage: Do I have to accept the life insurance that the bank imposes on me?
Life Insurance Credit

Mortgage: Do I have to accept the life insurance that the bank imposes on me?

If you are applying for a home loan and come across the requirement to take out life insurance, know that this issue has some nuances. Get to know the current law regarding life insurance for home loans.

11 Aug 20233 min

Um glossário para conhecer todos os conceitos de seguros
Insurance Renegotiation

A glossary to learn all the concepts of insurance.

Hiring an insurance can be a challenge, due to all the complex concepts used by professionals. That is why we have gathered in this glossary all the terms you should know, in order to be able to subscribe to an insurance informedly.

26 Sep 20235 min

O que distingue as coberturas ITP/IDPAC de IAD no seguro de vida?
Life Insurance

What distinguishes ITP/IDPAC coverage from IAD in life insurance?

In certain stages of our life, we may come across the need to take out a life insurance policy. This is the case with home loans, which require the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.

07 Nov 20234 min

Crédito habitação: Transferir seguro de vida pode ajudar a baixar a prestação?
Life Insurance Credit

Mortgage credit: Can transferring life insurance help lower the monthly payment?

You may already be aware that it is possible to transfer your mortgage credit to another bank. But did you know that you can also transfer your mortgage life insurance to a new insurer? And the savings can be significant, achieving better conditions as well. It's true, find out more about it next.

20 Oct 20235 min

Seguro de vida pode ser declarado no IRS?
Life Insurance

Can life insurance be declared on tax returns?

Only workers with fast-paced professions, disabled individuals, or subscribers of Retirement Savings Plans (PPR) can include life insurance expenses in their IRS declaration. Understand the requirements and limits for these cases.

08 Nov 20234 min

Transferência do crédito habitação, tenho de duplicar os seguros de vida e multirriscos?
Mortgage Credit Transfer

Transfer of home loan, do I have to duplicate life and multirisk insurance?

To transfer the mortgage credit, you must take into account the insurance associated with the financing: If the bank you are transferring to suggests hiring insurance from a partner insurer for better credit conditions, remember that you cannot cancel the other policies without having sold the property. So, what to do in this situation? We explain everything in this article.

25 Oct 20234 min

Medicina de Precisão: Saiba porque deve ter esta cobertura no seu seguro de vida
Life Insurance

Precision Medicine: Find out why you should have this coverage in your life insurance.

Do you know about the Precision Medicine field? This is an area increasingly being researched in Portugal and, currently, already included in life insurance coverage. Understand what this option represents and why you should consider it.

03 Nov 20235 min

Dificuldade em pagar casa aumenta: Como baixar prestação do crédito?
Mortgage Savings Credit

Difficulty in paying home increases: How to lower loan installment?

The difficulty in paying for housing by the Portuguese has increased with the context of rising interest rates and inflation that we are going through. In times like these, find out how to lower the installment of your mortgage.

24 Nov 20235 min

Spread 0% no crédito habitação? Atenção às letras pequeninas
Housing Credit Acquisition

Spread 0% on home loans? Pay attention to the fine print.

Currently, there are banks promoting home loan proposals with 0% spread, one of the rates of this financing. But it is always important to look at the fine print: What are the necessary conditions to access this type of proposal? Does it pay off compared to the other products that need to be hired?

22 Nov 20234 min

Posso contratar um seguro online?
Insurance Mediation

Can I hire insurance online?

Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.

13 Dec 20233 min

O que pode impactar o valor do meu seguro de vida?
Life Insurance

What can impact the value of my life insurance?

There are several factors that can condition the amount you pay for your life insurance, depending on the risk that insurance companies incur when granting you the contract. Find out which ones in this article.

08 Jan 20243 min