Not complying with the repayment obligations of a loan such as a housing credit implies having consequences, such as interest and fees. One of them being late interest, which adds to the outstanding amount. Let's see how much this amount can be.
A mortgage guarantee can be associated with a housing loan, but not only! There are other types of guarantees and other types of mortgage loans. It's true... find out everything in this article.
The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.
Inflation continues to show no significant decrease and the prices of products and services have remained a problem for the wallets of Portuguese people. According to a study, due to this situation, the increase in payment defaults has become increasingly evident. Find out what is at stake.
Even though default has decreased throughout 2023, risky loans have increased. Check out the numbers and learn how to reduce the risk of defaulting on your credit.
Desde manutenção da isenção de comissões de amortização, à possibilidade de renegociar condições contratuais, conheça as opções disponíveis para otimizar o seu crédito habitação e evitar situações de incumprimento.
The sudden loss of income or an increase in interest rates can lead to defaulting on credit payments. One option for immediate savings is credit consolidation. How does it work?
According to DECO Proteste, some families have 20 loans, with credit cards being the main cause. But how to ease this credit burden? Get to know the options next.
By consolidating their credits, João and Carla saved 275 euros monthly and 3,303.72 euros annually. Find out how!
Adding different debts into a single credit is possible, and not only simplifies the repayment process, but also saves money on all. Understand all the advantages of this financing.
Want to hire a personal loan, but already have other financing? Find out if you can in this article.
Do you know what a credit score is and how it can affect your application for a new loan? We explain everything next.
Consolidating multiple debts can be a good option if the goal is to reduce monthly installments and facilitate budget management. Find out which ones you can consolidate.
Learn all about consolidated credit with these articles.
Are you getting an IRS refund? Learn how to use it to pay off your mortgage, reduce installments, or consolidate debts, saving long-term interest.