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Euribor rates

Crédito habitação: Qual prazo da Euribor escolher?

Ao contratar um crédito habitação com taxa variável, um dos pontos mais importantes é decidir qual prazo da Euribor escolher: 3, 6 ou 12 meses. Esta decisão pode impactar diretamente a previsibilidade das suas prestações, o risco que assume e até o valor que paga a cada revisão. Neste artigo, explicamos as diferenças práticas entre os prazos da Euribor, os perfis mais indicados para cada um e como tomar a melhor decisão em 2025.

Mortgage Credit Renegotiation

Prestação da casa vai descer em julho: Veja as simulações

A prestação da casa vai baixar em julho para quem tem crédito habitação com taxa variável, devido à mais recente descida das taxas Euribor. De acordo com simulações da DECO Proteste no Notícias ao Minuto, a prestação mensal vai cair de forma significativa, especialmente nos contratos indexados à Euribor a 12 meses.

Housing Credit Acquisition

Is it harder to get a loan when the Euribor goes up?

With the increase in interest rates, banks reduce the amount of financing available to families, making access to credit more restricted. Understand how the Euribor influences your ability to obtain a loan.

Housing Credit Acquisition

Home credit: Monthly payments may decrease by around €100 in March.

The recent drops in Euribor rates bring good news for those with mortgage revisions in March. Depending on the loan amount and term, the monthly installment can decrease significantly, providing some financial relief to families.

Present

If you have a mortgage, in October you will feel relief in the installment.

The issue at hand is reductions that can amount to €100 monthly.

Present

House payments with Euribor decreases between €24 and €81 in September.

With the cut in benchmark interest rates, Euribor rates continue to decrease, leading to a progressive reduction in monthly payments for variable rate housing loans. Find out how much they could decrease in September.

Mortgage Credit Transfer

Will home installments decrease with falling interest rates?

The European Central Bank (ECB) announced in June the first interest rate cut since 2016. But what impact will it have on mortgage payments?

Mortgage Credit Transfer

Mortgage with Euribor? Your installment will decrease in June.

If you have a housing loan linked to the three, six, or 12-month Euribor, you will feel relief in your monthly installment. Find out what the impact could be.

Housing Credit Acquisition

Bank of Portugal considers raising interest rates a "cold shower" for the economy.

In a post, the BdP explains how the European Central Bank (ECB) raised interest rates to curb price hikes and inflation. Understand in the following.

Mortgage Savings Credit

Home loan installments decrease in the Euribor at three and six months in March.

Do you have a mortgage with a variable rate? Then find out if your monthly payment will decrease at the next review.