Acquiring a home is one of the biggest investments in a person's life. For many, this involves resorting to a housing credit. This guide offers a comprehensive overview of the main aspects to consider when contracting a housing credit, from comparing proposals to the final deed.
The issue at hand is reductions that can amount to €100 monthly.
Stay tuned for this new section Tips to save money with Gonçalo Malheiro, Financial Educator and creator of digital content related to finances.
It is the second consecutive month that home loan interest rates have decreased: Understand the data involved and how to access the best rates in this financing.
The average interest rate on home loans dropped for the 3rd consecutive time in December 2023. Find out which values are at stake next.
Only taxpayers who have taken out a home loan by December 2011 can deduct the interest from the contract in IRS. Understand what is at stake.
Christine Lagarde, President of the European Central Bank (ECB), acknowledges the possibility of interest rates potentially being cut in the summer. Understand the leader's words better in the article.
After a downward cycle for seven months, the inflation rate in the Eurozone is now increasing again in December, according to Eurostat data. Understand what is at stake and how to ensure greater budget stability, in the face of the instability of the current economic situation.
According to Eurobarometer, 83% of the Portuguese respondents believe that their standard of living will worsen by 2024. So, how can one protect themselves from this prediction if they have insurance and loans?
For those who have contracted the three-month Euribor on their variable rate mortgage, in December and January they will begin to feel a slight reduction in the monthly installment they pay. This is because interest rates have already reached the maximum limit. Understand better when each term begins to impact the house payment.
At an event in Berlin, the President of the European Central Bank (ECB) had the opportunity to speak about the current state of interest rates. Stating that "it is not yet time to proclaim victory," she explains that we are now in a phase of unchanging rates, in order to give "some time to see its effect on the economy".
The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.
The mixed rate has been an interest regime that the Portuguese have very much adhered to when contracting a housing loan, as now confirmed by the Bank of Portugal. Find out why in this article.
Interest rates are expected to remain at the high levels they are now until inflation drops to the desired target of 2% - says Jerome Powell, chairman of the Federal Reserve. Find out what to do to avoid the impact.
The Euribor rates have risen again in October, which will now be reflected in the monthly installments of Portuguese home loans. See how much it can increase and learn a way to avoid the hike.