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Fixed Rate
Mulher em areia com mãos na cabeça para simbolizar frustração da subida de taxas de juros
Housing Credit Acquisition

Bank of Portugal considers raising interest rates a "cold shower" for the economy.

In a post, the BdP explains how the European Central Bank (ECB) raised interest rates to curb price hikes and inflation. Understand in the following.

05 Jun 20242 min

Taxa de juro do crédito habitação cai pelo 2.º mês consecutivo
Housing Credit Acquisition

Mortgage interest rate drops for the 2nd consecutive month.

It is the second consecutive month that home loan interest rates have decreased: Understand the data involved and how to access the best rates in this financing.

02 May 20242 min

Porque a medida para fixar prestação da casa não abrangeu todos os créditos elegíveis?
Mortgage Credit Transfer

Why did the measure to fix mortgage installment not cover all eligible credits?

The government's measure to set the monthly house payment did not cover all contracts that would be eligible for the process. Find out why and how to fix the installment in a different way.

26 Apr 20243 min

Corte nas taxas de juro pode estar mais perto que o previsto no semestre passado
Mortgage Credit Transfer

Rate cuts may be closer than expected in the past semester.

The interest rate cut may be closer than expected, but until it arrives: there are also other immediate solutions for you to save on your home loan installment.

27 Feb 20243 min

Crédito habitação: Taxa de juro média diminui em dezembro
Mortgage Credit Transfer

Mortgage credit: Average interest rate decreases in December

The average interest rate on home loans dropped for the 3rd consecutive time in December 2023. Find out which values are at stake next.

23 Feb 20243 min

Taxa mista foi o regime contratado em 71% dos créditos habitação em 2023
Mortgage Credit Transfer

Mixed rate was the contracted regime in 71% of home loans in 2023.

The mixed interest rate represented 71% of housing credit contracts in 2023. Check out the data, released by the Bank of Portugal (BdP).

14 Feb 20243 min

Crédito habitação: Dedução dos juros no IRS só para contratos até 2011
Housing Credit Acquisition

Housing credit: Interest deduction in IRS only for contracts until 2011.

Only taxpayers who have taken out a home loan by December 2011 can deduct the interest from the contract in IRS. Understand what is at stake.

08 Feb 20243 min

BCE mantém taxas de juro inalteradas na 1.ª reunião do ano
Mortgage Credit Transfer

ECB keeps interest rates unchanged at 1st meeting of the year

The European Central Bank (ECB) keeps interest rates unchanged, continuing the pause in rate hikes at the first meeting of the year. Find out more next.

05 Feb 20244 min

Crédito habitação: Taxa de juro média anual fixa-se em 3,612% em 2023
Mortgage Savings Credit

Mortgage credit: Average annual interest rate settles at 3.612% in 2023

Notice the data released by the National Institute of Statistics (INE) and learn how to download your home installment.

24 Jan 20243 min

Taxas de juro vão baixar no verão? Largarde assume possibilidade
Mortgage Savings Credit

Interest rates will lower in the summer? Lagarde assumes possibility.

Christine Lagarde, President of the European Central Bank (ECB), acknowledges the possibility of interest rates potentially being cut in the summer. Understand the leader's words better in the article.

24 Jan 20243 min

Taxa de inflação na zona euro aumenta em dezembro
Mortgage Credit Transfer

Inflation rate in the euro area increases in December

After a downward cycle for seven months, the inflation rate in the Eurozone is now increasing again in December, according to Eurostat data. Understand what is at stake and how to ensure greater budget stability, in the face of the instability of the current economic situation.

12 Jan 20243 min

Tem crédito habitação? 2024 traz alívio das prestações mensais
Mortgage Credit Transfer

Do you have a mortgage? 2024 brings relief from monthly installments.

For home loan holders with variable interest rate, 2024 finally brings a relief in monthly installments: There is a forecasted decrease in various Euribor rates, with a slowdown in reference interest rates. Understand better what is expected this year and how to immediately reduce your loan installment.

09 Jan 20245 min

Portugueses consideram que nível de vida vai piorar: Como se precaver?
Mortgage Credit Renegotiation

Portuguese citizens believe the standard of living will worsen: How to prepare?

According to Eurobarometer, 83% of the Portuguese respondents believe that their standard of living will worsen by 2024. So, how can one protect themselves from this prediction if they have insurance and loans?

03 Jan 20243 min

Crédito habitação: Prestações indexadas à Euribor vão descer a todos os prazos em 2024
Mortgage Savings Credit

Mortgage credit: Euribor-indexed installments will decrease for all terms in 2024.

For those with a variable interest rate housing loan, 2024 brings good news: an expected relief in Euribor rates for three, six, and 12 month terms. Find out when.

28 Dec 20234 min

Prestação da casa indexada à Euribor a três meses descerá em dezembro e janeiro
Mortgage Credit Renegotiation

House installment linked to 3-month Euribor will decrease in December and January.

For those who have contracted the three-month Euribor on their variable rate mortgage, in December and January they will begin to feel a slight reduction in the monthly installment they pay. This is because interest rates have already reached the maximum limit. Understand better when each term begins to impact the house payment.

27 Dec 20233 min