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Set installment
Crédito habitação: BPI considera que só deve fixar a prestação quem tem dificuldades
Mortgage Credit Transfer

Home loan: BPI believes that only those with difficulties should fix the installment.

Based on a news article released by Notícias ao Minuto, João Pedro Oliveira e Costa, president of BPI (partner bank of Poupança no Minuto), believes that only families in difficulty should join the fixed monthly installment regime for housing credit - a government support measure. Let's see why.

06 Nov 20235 min

Medida para fixar a prestação da casa? BdP alerta para o acréscimo de juros
Housing Credit Acquisition

Measure to fix the installment of the house? BdP warns of an increase in interest rates.

One of the measures taken by the Government to support Portuguese families with their home loans involves freezing the monthly installment at a fixed value for two years. However, the differential amount will have to be repaid...with interest, as warned by the Bank of Portugal.

06 Nov 20233 min

Quanto pode subir a minha prestação da casa em novembro?
Mortgage Credit Transfer

How much can my house installment go up in November?

The Euribor rates have risen again in October, which will now be reflected in the monthly installments of Portuguese home loans. See how much it can increase and learn a way to avoid the hike.

06 Nov 20233 min

Fixar prestação da casa: Banco pode analisar a sua capacidade financeira
Housing Credit Acquisition

House installment fix: Bank can analyze your financial capability.

Do you want to fix the installment of your mortgage with the government measure? Your bank may request additional data before sending you the plan. Find out what it is, and if there is another way to fix your installment, then.

22 Nov 20233 min

Estive ao abrigo do PARI. Posso fixar a prestação da casa?
Mortgage Credit Transfer

I was under the PARI. Can I fix the house payment?

The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.

21 Nov 20234 min

Taxa de inflação recua em Portugal e na Zona Euro
Mortgage Credit Renegotiation

Inflation rate drops in Portugal and in the Eurozone.

The inflation rate is starting to decrease, both nationally and in the Eurozone. Learn about the data and find out how to stabilize your budget.

11 Dec 20233 min

Prestação da casa mais alta em dezembro, mas não tanto quanto novembro
Mortgage Credit Transfer

The highest house rendering in December, but not as much as in November.

Data shows that the home loan installment increases again in December, but not as significantly as the increase in November. There is a slowdown, although a decrease is not yet expected. Read the simulations and see how you can lower your monthly home loan installment.

12 Dec 20234 min

Portugueses consideram que nível de vida vai piorar: Como se precaver?
Mortgage Credit Renegotiation

Portuguese citizens believe the standard of living will worsen: How to prepare?

According to Eurobarometer, 83% of the Portuguese respondents believe that their standard of living will worsen by 2024. So, how can one protect themselves from this prediction if they have insurance and loans?

03 Jan 20243 min

Prestação da casa indexada à Euribor a três meses descerá em dezembro e janeiro
Mortgage Credit Renegotiation

House installment linked to 3-month Euribor will decrease in December and January.

For those who have contracted the three-month Euribor on their variable rate mortgage, in December and January they will begin to feel a slight reduction in the monthly installment they pay. This is because interest rates have already reached the maximum limit. Understand better when each term begins to impact the house payment.

27 Dec 20233 min

Crédito habitação: Prestações indexadas à Euribor vão descer a todos os prazos em 2024
Mortgage Savings Credit

Mortgage credit: Euribor-indexed installments will decrease for all terms in 2024.

For those with a variable interest rate housing loan, 2024 brings good news: an expected relief in Euribor rates for three, six, and 12 month terms. Find out when.

28 Dec 20234 min

Crédito habitação com taxa variável: Quanto vai subir a prestação em janeiro?
Mortgage Credit Transfer

Mortgage interest rate will rise in January. Verify at <URL>.

With the January revision to housing loans with variable rate indexed to Euribor, Portuguese repayments will rise again, but it is the least significant increase since 2022. Find out the numbers at stake, and how to effectively reduce the installment.

10 Jan 20243 min

Fixar a prestação da casa: Ainda pode aderir ao apoio do Governo
Mortgage Savings Credit

Fixed installment of the house: You can still join the Government support.

The request can be made until March this year, and entitles you to a fixed amount of monthly installment in home credit. Learn how it works.

22 Jan 20243 min

Crédito habitação: Taxa de juro média anual fixa-se em 3,612% em 2023
Mortgage Savings Credit

Mortgage credit: Average annual interest rate settles at 3.612% in 2023

Notice the data released by the National Institute of Statistics (INE) and learn how to download your home installment.

24 Jan 20243 min

Prestações da casa descem na Euribor a três e seis meses em março
Mortgage Savings Credit

Home loan installments decrease in the Euribor at three and six months in March.

Do you have a mortgage with a variable rate? Then find out if your monthly payment will decrease at the next review.

18 Mar 20242 min

Porque a medida para fixar prestação da casa não abrangeu todos os créditos elegíveis?
Mortgage Credit Transfer

Why did the measure to fix mortgage installment not cover all eligible credits?

The government's measure to set the monthly house payment did not cover all contracts that would be eligible for the process. Find out why and how to fix the installment in a different way.

26 Apr 20243 min