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Until what age can I hire or transfer life insurance?
Life Insurance

Until what age can I hire or transfer life insurance?

Are you going to take out life insurance at an older age? Or do you intend to transfer your life insurance to a new insurer halfway through the contract? We explain in this article what influence age can have on the cost of life insurance.

11 Aug 20234 min

Qual é a diferença entre seguro de vida e seguro de saúde?
Life Insurance

What is the difference between life insurance and health insurance?

There are many doubts that arise when it comes to the difference between life insurance and health insurance. But the reality is that the two insurances can be distinguished by the coverage options. Therefore, we explain in this article what sets one insurance apart from the other.

11 Aug 20234 min

O que distingue as coberturas ITP/IDPAC de IAD no seguro de vida?
Life Insurance

What distinguishes ITP/IDPAC coverage from IAD in life insurance?

In certain stages of our life, we may come across the need to take out a life insurance policy. This is the case with home loans, which require the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.

07 Nov 20234 min

Seguro de vida pode ser declarado no IRS?
Life Insurance

Can life insurance be declared on tax returns?

Only workers with fast-paced professions, disabled individuals, or subscribers of Retirement Savings Plans (PPR) can include life insurance expenses in their IRS declaration. Understand the requirements and limits for these cases.

08 Nov 20234 min

Medicina de Precisão: Saiba porque deve ter esta cobertura no seu seguro de vida
Life Insurance

Precision Medicine: Find out why you should have this coverage in your life insurance.

Do you know about the Precision Medicine field? This is an area increasingly being researched in Portugal and, currently, already included in life insurance coverage. Understand what this option represents and why you should consider it.

03 Nov 20235 min

O que pode impactar o valor do meu seguro de vida?
Life Insurance

What can impact the value of my life insurance?

There are several factors that can condition the amount you pay for your life insurance, depending on the risk that insurance companies incur when granting you the contract. Find out which ones in this article.

08 Jan 20243 min

Seguradora isenta de pagar indemnização por doença oculta? Saiba como se prevenir
Life Insurance

Insurer not liable to pay compensation for hidden disease? Learn how to prevent yourself

The insurance company was acquitted of paying compensation to the insured's daughter who was diagnosed with cancer shortly after the contract was signed. The Court ruled in favor of the insurance company, stating that the insured already had symptoms indicative of the disease, which were not disclosed in the pre-contract health questionnaire. Understand what is at stake.

13 Mar 20244 min

Quer contratar um seguro e deparou-se com o período de carência? Saiba o que é
Life Insurance

Want to hire insurance but faced with the waiting period? Find out what it is at [URL].

Want to hire insurance, but heard about the waiting period? Let us explain what this concept is and its objective.

03 Apr 20243 min

Como poupar com o seguro de vida? Veja estes exemplos
Life Insurance

How to save with life insurance? Check out these examples.

Want to save on your insurances? Find out how Poupança no Minuto's insurance brokers helped these customers achieve savings of over five thousand euros per year.

29 Apr 20243 min

Bóia em rochas e mae simbolizando seguro de vida
Life Insurance

Life insurance: Why can the insurer refuse the claim?

Tried to participate in a claim regarding your life insurance and the insurer did not assume responsibility? Understand the possible reason behind it.

04 Jun 20242 min

Soro de hospital para simbolizar seguro de vida de falecido
Life Insurance

How to know if the deceased has life insurance?

It is possible to identify life insurance policies associated with a deceased person by requesting information from the Insurance and Pension Funds Supervisory Authority (ASF). Find out how to make the request and what to do if you are the beneficiary of the insurance.

14 Jun 20243 min

Mortgage life insurance: How does it work?
Life Insurance Credit

Mortgage life insurance: How does it work?

When applying for a home loan, you will also be required to subscribe to a life insurance policy. But why is it necessary to associate this insurance with the loan and how does this product work?

11 Aug 20233 min

Seguro de vida crédito habitação: Quais as coberturas?
Life Insurance Credit

Life insurance for mortgage: What are the coverages?

A life insurance associated with a housing loan needs to cover occurrences so that banks allow the loan to be granted. The objective is for banks to protect themselves and have the loan amount reimbursed in case of a claim.

31 Oct 20234 min

Mortgage: Do I have to accept the life insurance that the bank imposes on me?
Life Insurance Credit

Mortgage: Do I have to accept the life insurance that the bank imposes on me?

If you are applying for a home loan and come across the requirement to take out life insurance, know that this issue has some nuances. Get to know the current law regarding life insurance for home loans.

11 Aug 20233 min

Crédito habitação: Transferir seguro de vida pode ajudar a baixar a prestação?
Life Insurance Credit

Mortgage credit: Can transferring life insurance help lower the monthly payment?

You may already be aware that it is possible to transfer your mortgage credit to another bank. But did you know that you can also transfer your mortgage life insurance to a new insurer? And the savings can be significant, achieving better conditions as well. It's true, find out more about it next.

20 Oct 20235 min