The interest rate on housing loans fell to 3.830% in February, 15.4 basis points lower than in January. However, in more recent contracts signed in the last three months, the rate increased to 3.200%.
Do you want to buy a house? Knowing when to apply for a housing loan can make all the difference in what you will pay. Discover the factors that influence this decision.
In the home buying process through a housing credit, at what moment is the financing amount made available? Find out next.
With the downward trend of Euribor in recent months, there has also been a decrease in mortgage installment for those with variable-rate loans. Check how much with practical examples below.
The process can take 4 to 12 weeks. Learn what influences the timeline and how to avoid delays.
This couple bought their new home without the need for a large initial investment, saving thousands of euros on the down payment.
When hiring a home loan, having a co-applicant or guarantor can improve financing conditions. With Father's Day approaching, find out if it is possible to contract a loan together, and how the process works.
The housing crisis continues to be a major challenge in Portugal, making it increasingly difficult to buy a house.
When buying a house, two taxes must be paid: The Municipal Property Transfer Tax (IMT) and the Stamp Duty Tax (IS). But when do they need to be paid?
Reduction in rates reflects in lower monthly installments for newer contracts.
If you want to get a mortgage, but still have doubts about the process, this series of videos is for you.
The recent drops in Euribor rates bring good news for those with mortgage revisions in March. Depending on the loan amount and term, the monthly installment can decrease significantly, providing some financial relief to families.
The benefit of the public guarantee put in place by the State for young people up to 35 years old allows for 100% financing of the house without having to finance any down payment. But what happens to the deposit that has to be paid in the CPCV, before the deed? Learn about the options next.
Not all income is considered by banks when calculating the effort rate in housing credit, so find out if the food allowance paid on a card is one of them.
Even without fiscal incentives, such as the special 'gold' visa regime that used to exist in Portugal, foreigners continue to look for houses to buy in the country and, according to the Association of Real Estate Professionals and Companies of Portugal (APEMIP), it is expected to remain so this year.