The income declared in the IRS influences the approval and conditions of your credit. Learn how to optimize your statement to improve the effort rate, increase financing capacity, and even reduce debts.
Buying a house is one of life's biggest financial commitments. When you finally find the right property, it's natural to want to close quickly. However, rushing is one of the main enemies in the mortgage approval process.
Comprar casa é uma das decisões financeiras mais importantes da vida, e o dilema “moradia ou apartamento” continua a dividir opiniões. Uns valorizam o espaço e a privacidade; outros preferem a segurança e praticidade da vida em condomínio. Contudo, a escolha deve começar pelo lado financeiro.
Are you dissatisfied with your current home loan? Tried to renegotiate the contract terms without success? Understand how home loan transfer works in this article.
Do you know the minimum age to apply for credit? And the maximum age? Find out right away.
Housing credit: what measures can reduce the monthly amount to pay?
Has Euribor been your worst nightmare? If you have a housing loan with a variable rate, this rate has been the reason your monthly installment has increased. We will explain why, below.
The price of houses throughout 2023 has been rising, especially in 17 district capitals. But by how much has it increased and how to buy a house in 2024?
The average value of both rents and house prices increased significantly in 2023 compared to 2022. Find out the numbers in question, and how to find the property at the best cost.
The inflation rate has dropped again, now to 1.4%. With this, it is now possible to finalize the average for the year 2023. Learn about the data involved and how to take advantage of this moment to review the budget.
According to data released by Idealista and later shared in a news article by Notícias ao Minuto, in 2023 it was worthwhile to buy a house to rent in most Portuguese cities. Find out more about the data, the profitability by district, and if the process is worth it, then.
Notice the data released by the National Institute of Statistics (INE) and learn how to download your home installment.
The mixed interest rate represented 71% of housing credit contracts in 2023. Check out the data, released by the Bank of Portugal (BdP).
According to the Bank of Portugal (BdP), the profile of customers who took out home loans in 2023 was, for the most part, low-risk. Understand what is at stake.
The European Central Bank (ECB) keeps interest rates unchanged, continuing the pause in rate hikes at the first meeting of the year. Find out more next.