Related to: "European Central Bank cuts interest rates for the first time since 2016."

BCE mantém taxas de juro inalteradas: “Momento certo para contratar melhores condições”
Mortgage Credit Transfer

BCE keeps interest rates unchanged: "Right time to secure better terms"

For the first time in over a year, the European Central Bank (ECB) decided to pause the rise in interest rates, keeping the values unchanged. According to João Lemos, Director of Savings Operations at Poupança no Minuto, this could be "the right moment to secure better conditions in housing credit".

13 Apr 20264 min

Taxas de juro vão baixar no verão? Largarde assume possibilidade
Mortgage Savings Credit

Interest rates will lower in the summer? Lagarde assumes possibility.

Christine Lagarde, President of the European Central Bank (ECB), acknowledges the possibility of interest rates potentially being cut in the summer. Understand the leader's words better in the article.

24 Jan 20243 min

BCE mantém taxas de juro inalteradas na 1.ª reunião do ano
Mortgage Credit Transfer

ECB keeps interest rates unchanged at 1st meeting of the year

The European Central Bank (ECB) keeps interest rates unchanged, continuing the pause in rate hikes at the first meeting of the year. Find out more next.

13 Apr 20264 min

Crédito habitação com taxa variável? Saiba se a sua prestação desce em fevereiro
Mortgage Credit Transfer

Mortgage with variable rate? Find out if your installment goes down in February.

If you have a mortgage with a variable interest rate regime, indexed to the three or six month Euribor, it's official: you will see your monthly installment slightly decrease in February. Understand the values at play.

07 Feb 20243 min

Centeno assume condições para corte nas taxas de juro
Mortgage Credit Transfer

Centeno assumes conditions for interest rate cuts.

Mário Centeno considers conditions to be met and the next ECB meeting will be on April 11, but the president only hints at interest rate cuts in the summer.

26 Mar 20242 min

Mais uma vez, BCE mantém taxas de juro inalteradas
Mortgage Credit Transfer

Once again, ECB keeps interest rates unchanged.

For the fifth time in a row, the European Central Bank (ECB) kept interest rates unchanged. Find out what is at stake and how to get lower rates on home loans.

13 Apr 20263 min

BCE volta a cortar taxas de juro, ainda que pouco confiante
Present

BCE returns to cut interest rates, still not very confident.

Despite reservations from some members of the European Central Bank (ECB), another interest rate cut was advanced in the month of June.

13 Apr 20263 min

BCE reduz taxas de juro em 0,25 pontos percentuais
Present

BCE reduces interest rates by 0.25 percentage points.

The European Central Bank has once again lowered interest rates by another 0.25 percentage points, with inflation decreasing.

13 Apr 20262 min

BCE volta a cortar taxas de juro em 0,25 pontos percentuais
Present

BCE cuts interest rates by 0.25 percentage points.

It's the third consecutive time that the European Central Bank (ECB) lowers interest rates.

13 Apr 20261 min

BCE prepara possível novo corte das taxas de juro em junho
Present

BCE prepares possible new interest rates cut in June.

Economists anticipate new 25 basis points drop, with extended impact until 2028.

13 Apr 20261 min

BCE corta as taxas de juro pela 8.ª vez consecutiva: Qual o impacto?
Present

BCE cuts interest rates for the 8th consecutive time: What is the impact?

The European Central Bank (ECB) announced a 25 basis point cut in its three policy rates, setting them at 2.00%, 2.15%, and 2.40%. This decision, taken almost unanimously by the Governing Council, aims to support the recent downward trajectory of inflation while easing credit costs for businesses and households.

13 Apr 20263 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage loan: What is the difference between APR and APRC?

When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?

11 Aug 20234 min

Fila de casas vitorianas coloridas com prédios modernos ao fundo, num dia ensolarado.
Mortgage Credit Transfer

Is the transfer of home loan credit free of charge?

With the rise in interest rates, the difficulty in paying monthly home credit installments is higher. That's why it's important to look for credit savings solutions, such as transferring it. Find out how this process works, and if it has costs.

11 Aug 20234 min

Vista aérea de bairro residencial com casas alinhadas e ruas organizadas.
Housing Credit Acquisition

Mortgage credit glossary.

Are you going to take out a mortgage to buy your house? Know that throughout the process, you may come across confusing terms. We have prepared a glossary on mortgage credit to help you understand everything.

11 Aug 202310 min

Casa e símbolo de percentagem sobre moedas, representando o impacto do spread nas taxas de juro do crédito habitação.
Housing Credit Acquisition

What does the spread represent in mortgage credit?

Are you going to apply for a home loan and came across the concept of spread? This is one of the rates associated with this loan and can vary according to some aspects. Learn how the spread works so that you have a rate adjusted to your budget.

11 Aug 20233 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a tied credit intermediary registered with Banco de Portugal under no. 0006860. Authorized services: presentation or proposal of credit contracts to consumers. Assistance to consumers, through preparatory acts or other pre-contractual management work relating to credit contracts that were not presented or proposed by it. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Branch in Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Branch in Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.