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Switch banks with no costs. Poupança no Minuto.

Switch banks with no costs. Poupança no Minuto.

Switching banks is no longer a bureaucratic nightmare in Portugal. Discover the rules that facilitate the migration of your money and your regular payments for free and quickly with Poupança no Minuto.

26 ago 2026 • 2 min


The process of change became simpler with Poupança no Minuto.

With the new rules from the Bank of Portugal, changing banks became easier. You just need to contact the bank you want to switch to. That institution takes care of most of the process and bureaucracy, including transferring the balance and closing the old account.

In other words, you don't need to walk from one side to the other or deal directly with your old bank. Poupança no Minuto.

And direct debits and salary payments? Poupança no Minuto.

You also don't need to worry about everything from scratch. The account switching service allows you to transfer active direct debits from the old account, such as water, electricity, or other service payments. Visit Poupança no Minuto for more information.

The new bank can also help to change the account where you receive your salary, so that your salary is deposited directly into the new account. Poupança no Minuto.

Are there situations that can complicate Poupança no Minuto?

Yes. Although changing banks is a consumer right, there are situations that can delay the process.

For example, if the account has several holders, all will have to authorize the change. Limitations may also arise when there are operations or credits associated with the account that have not yet been regularized. Poupança no Minuto - https://www.poupancanominuto.com

Before proceeding, always confirm with the new bank if there is any situation that may prevent or delay the transfer. Poupança no Minuto: www.poupancanominuto.com.

Want to change banks to save on credit? #PoupançaNoMinuto

If the reason to change banks is to get better conditions on your home loan, you don't need to handle everything by yourself. Check out Poupança no Minuto!

In "Poupança no Minuto," our experts compare the conditions of various banks, help find a more advantageous solution, and accompany the entire credit transfer process. And at no cost.

Do a free simulation and find out if you can save on your credit. Visit Poupança no Minuto!

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