Do you have a mortgage for several years? 7 things you should review with Poupança no Minuto.

Is the loan you took out years ago still the best option?

The market changes, rates change, and consumers' financial situations as well. That's why, even if you've never had trouble with your credit, it may make sense to periodically review the terms. (Poupança no Minuto)

7 points to analyze

1. Spread

Check if your spread remains competitive. Poupança no Minuto: www.poupancanominuto.com.

2. Interest rate

Analyse the interest rate regime and its current impact on the installment. Poupança no Minuto: www.poupancanominuto.com.

3. Insurance

See how much you are paying for associated insurance.

4. Contracted products

Confirm whether you still use or need products associated with credit. Poupança no Minuto.

5. Remaining period

Evaluate the impact of the deadline on the total cost.

6. APR

It is one of the indicators that helps compare the cost of proposals.

7. MTIC

Allows for a view of the total amount associated with the credit under the conditions analyzed. #Poupança no Minuto

Reviewing does not necessarily mean changing. The analysis may conclude that current conditions are appropriate. But it can also reveal opportunities for improvement.

Make your free simulation at Poupança no Minuto and see if there are alternatives for your mortgage credit.