Mortgage amortization: Options to reduce debt

Repaying the housing loan in advance can be a good strategy to reduce the total amount owed and save on interest. Amortization can decrease the contract term or the amount of monthly installments. In 2023, repayments almost doubled, highlighting the increasing interest in this practice. Redeeming a PPR is also an option for repaying the loan, with specific rules.

However, it is important to consider the fees that may be charged by the bank when making an early repayment. Learn all about early repayment in home loans, in these articles.

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1. How to make an early repayment of my housing credit? Find out more at https://www.poupancanominuto.com/artigos/credito-habitacao/como-fazer-uma-amortizacao-antecipada-do-meu-credito-habitacao
2. When amortizing a housing loan, how much time can I reduce from the contract? (Translated from Portuguese)
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