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Interest rates

Mortgage credit: Average annual interest rate settles at 3.612% in 2023

Notice the data released by the National Institute of Statistics (INE) and learn how to download your home installment.

ECB keeps interest rates unchanged at 1st meeting of the year

The European Central Bank (ECB) keeps interest rates unchanged, continuing the pause in rate hikes at the first meeting of the year. Find out more next.

Mortgage Credit Transfer

BCE decides (once again) to keep interest rates unchanged.

The three benchmark interest rates remain unchanged. Find out what impact this decision will have on your loans.

Mortgage Credit Transfer

Once again, ECB keeps interest rates unchanged.

For the fifth time in a row, the European Central Bank (ECB) kept interest rates unchanged. Find out what is at stake and how to get lower rates on home loans.

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BCE returns to cut interest rates, still not very confident.

Despite reservations from some members of the European Central Bank (ECB), another interest rate cut was advanced in the month of June.

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BCE decides to keep interest rates unchanged

Interest rates will remain unchanged following the ECB decision. Review the numbers.

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BCE reduces interest rates by 0.25 percentage points.

The European Central Bank has once again lowered interest rates by another 0.25 percentage points, with inflation decreasing.

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BCE cuts interest rates by 25 basis points for the 4th time.

The European Central Bank (ECB) announced the 4th reduction in 2024 of 25 basis points in its three main policy rates.

Housing Credit Acquisition

Good news for home loans: ECB lowers interest rates again.

The European Central Bank (ECB) has once again reduced interest rates for the 5th consecutive time since June 2024, reflecting confidence in inflation returning to the 2% target.

Mortgage Credit Transfer

Mortgage credit: Early repayments nearly double in 2023

With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.

Mortgage Credit Transfer

BCE keeps interest rates unchanged: "Right time to secure better terms"

For the first time in over a year, the European Central Bank (ECB) decided to pause the rise in interest rates, keeping the values unchanged. According to João Lemos, Director of Savings Operations at Poupança no Minuto, this could be "the right moment to secure better conditions in housing credit".

Mortgage Credit Transfer

BCE cuts interest rates, and housing credit installments will continue to feel relief.

With the new cut in interest rates, those with variable rate mortgages will continue to feel some relief in the coming months.

Mortgage Savings Credit

Mortgage credit: Euribor-indexed installments will decrease for all terms in 2024.

For those with a variable interest rate housing loan, 2024 brings good news: an expected relief in Euribor rates for three, six, and 12 month terms. Find out when.

House Purchase

Sale of houses will slow down in 2024? Survey concludes yes

What will happen to the sale of houses in the real estate market in 2024? Find out the data collected from a survey conducted with experts and learn how to buy a house this year.

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Household bills could drop by up to 137 euros in June.

House installments will go down in June for housing loans indexed to Euribor at three, six, and 12 months. For a loan of 150,000 euros, with a spread of 1% and a term of 30 years, the reduction can reach up to 137.17 euros.