Articles about:

Life Insurance Housing Credit
Como funciona o seguro de vida do crédito habitação?
Life Insurance Credit

How does homeowners' insurance life credit work?

Are you hiring a mortgage and facing the requirement of hiring life insurance? Learn how it works.

29 Oct 2024 • 1 min

Posso contratar um seguro online?
Insurance Mediation

Can I hire insurance online?

Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.

13 Dec 2023 • 4 min

O que distingue as coberturas ITP/IDPAC de IAD no seguro de vida?
Life Insurance

What distinguishes ITP/IDPAC coverages from IAD in life insurance?

At certain stages of our lives, we may find ourselves in need of taking out a life insurance policy. Just like with a housing loan, which requires the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.

07 Nov 2023 • 4 min

Seguro de vida crédito habitação: Quais as coberturas?
Life Insurance Credit

Credit housing life insurance: What are the coverages?

A life insurance associated with a home loan needs to cover occurrences, so that banks allow the loan to be granted. The objective is for banking institutions to protect themselves and have the credit amount reimbursed in case of a claim.

31 Oct 2023 • 4 min

Transferência do crédito habitação, tenho de duplicar os seguros de vida e multirriscos?
Mortgage Credit Transfer

Transfer of home loan, do I have to duplicate life and multirisk insurance?

To transfer the mortgage credit, you must take into account the insurance associated with the financing: If the bank you are transferring to suggests hiring insurance from a partner insurer for better credit conditions, remember that you cannot cancel the other policies without having sold the property. So, what to do in this situation? We explain everything in this article.

25 Oct 2023 • 4 min

Crédito habitação: Transferir seguro de vida pode ajudar a baixar a prestação?
Life Insurance Credit

Mortgage credit: Transferring life insurance can help lower the installment?

You may already know that it is possible to transfer your home loan to another bank. But did you know that you can also transfer your mortgage life insurance to a new insurer? The savings can be significant, achieving better conditions. It's true, find out more next.

20 Oct 2023 • 6 min

Um glossário para conhecer todos os conceitos de seguros
Insurance Renegotiation

A glossary to learn all the concepts of insurance.

Hiring an insurance can be a challenge, due to all the complex concepts used by professionals. That is why we have gathered in this glossary all the terms you should know, in order to be able to subscribe to an insurance informedly.

26 Sep 2023 • 5 min

Seguro de vida do crédito habitação: Como funciona?
Life Insurance Credit

Life insurance for mortgage: How does it work?

When hiring a home loan, you will come across the requirement to also subscribe to a life insurance. But why is it necessary to associate this insurance with the loan and how does this product work?

11 Aug 2023 • 3 min

Crédito habitação: Tenho de aceitar o seguro de vida que o banco me impõe?
Life Insurance Credit

Mortgage credit: Do I have to accept the life insurance that the bank imposes on me?

If you are applying for a home loan and are faced with the requirement to take out life insurance, know that this issue has some nuances. Learn about the current law regarding home loan life insurance.

11 Aug 2023 • 4 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365

Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.