Articles about:

Second Home
Casa de férias: Como comprar a sua casa de sonho
Housing Credit Acquisition

Holiday home: How to buy your dream house.

Having a vacation home can be more affordable than you think. Find out the steps and precautions to take to make this wish come true.

16 May 2025 • 3 min

Segundo crédito habitação: É possível comprar uma casa de férias com recurso ao banco?
Housing Credit Acquisition

Can you buy a vacation home with a second mortgage from the bank?

Already have a mortgage and want to buy another house? It is possible, but the process requires extra care.

16 May 2025 • 2 min

Porque o limite de financiamento difere consoante a finalidade da habitação?
Housing Credit Acquisition

Why does the financing limit differ depending on the purpose of housing?

Currently, there are limits applied to mortgage loans, but they differ depending on the purpose given to the property. What is the reason for this differentiation? Read the explanation from the Bank of Portugal (BdP) below.

30 Apr 2024 • 3 min

Chave pendurada na porta com porta-chaves em forma de casa.
Housing Credit Acquisition

What is the difference between permanent private housing and secondary housing in credit?

When you go to hire a home loan, the conditions proposed by the bank will be different depending on the purpose you give to the property: permanent or secondary own. Understand the difference between the two and the financing conditions for each.

08 Apr 2024 • 3 min

Posso contratar um seguro online?
Insurance Mediation

Can I hire insurance online?

Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.

13 Dec 2023 • 4 min

Segundo crédito habitação: Como funciona?
Housing Credit Acquisition

Second home loan: How does it work?

Buying a vacation home to invest or rent through a second home loan is possible. But in which cases is it allowed and how does a secondary housing loan work?

10 Aug 2023 • 4 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365

Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.