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Crédito pessoal: Saiba tudo para fazer a escolha certa

Personal credit: Know everything to make the right choice.

Learn everything you should consider when hiring a personal loan.

29 Oct 20242 min

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When hiring a personal loan, there are several important aspects to consider. The credit score directly influences the conditions offered by financial institutions and it is crucial to keep it high. Even with other debts, it is possible to hire credit, but with extra care and requiring financial capacity.

When choosing a loan, specific needs must be evaluated, whether for cars, construction, education, or even students. The minimum age to apply for a loan varies, but generally starts at 18 years old. Check all information about personal loans in the following topics.

Related articles:

  1. What is the impact of credit score and how to improve it? [https://www.poupancanominuto.com/artigos/credito-pessoal/qual-o-impacto-do-score-de-credito-e-como-melhora-lo]
  2. Can I apply for a personal loan if I have other debts? Here.
  3. Personal credit: What precautions to take when contracting?
  4. How to choose a personal loan? Link
  5. How to hire a car loan? Link
  6. Do you have the right to support for digital training? If not, hire personal training credit.
  7. Need to make changes to a house? Learn about personal credit for renovations.
  8. Going to college on a tight budget? Know about student credit. (Translated from Portuguese)
  9. Can I take out a personal loan to pay off another loan? Visit: Link
  10. I have a home loan. Can I take out a car loan?
  11. At what age can you take out credit? Link
  12. Can I take out a personal loan along with a home loan? (https://www.poupancanominuto.com/artigos/credito-habitacao/posso-contratar-um-credito-pessoal-junto-com-um-credito-habitacao)
  13. Personal credit or credit card: Which one to choose?
  14. Need to equip your home? Get to know the personal credit "recheio" at https://www.poupancanominuto.com/artigos/credito-pessoal/precisa-de-equipar-a-casa-conheca-o-credito-pessoal-recheio
  15. Personal credit for emergencies: How does it work? Visit https://www.poupancanominuto.com/artigos/credito-pessoal/credito-pessoal-para-imprevistos-como-funciona for more information.
  16. Just married and want to start a project together? Find the right financing. (Translated from Portuguese)
  17. Personal credit for holidays: When it makes sense (and when it doesn't)
  18. Fast Personal Loan for Holidays | Request Online in Minutes

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Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a tied credit intermediary registered with Banco de Portugal under no. 0006860. Authorized services: presentation or proposal of credit contracts to consumers. Assistance to consumers, through preparatory acts or other pre-contractual management work relating to credit contracts that were not presented or proposed by it. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Branch in Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Branch in Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.