Get Your Dream Home in Portugal:
Mortgage Solutions for International Buyers

Ready to Invest or Relocate to Portugal? We offer expert mortgage advice tailored for foreign buyers to simplify your home purchase —making it fast, clear, and hassle-free.

Get in touch today and let us help you secure the best deal on your mortgage.

At no cost, our dedicated team of experts take care of all the paperwork and negotiations, so you can focus on what truly matters: finding your perfect home in Portugal. Start your journey to owning a home in Portugal now.

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Who are we at Poupança no Minuto?

As a fully licensed credit intermediary, we’re registered with the Bank of Portugal, ensuring that every step of your journey is backed by compliance and transparency. We work in partnership with the leading banks in Portugal to negotiate the best mortgage rates, ensuring you get the most advantageous solution for buying your home.Ready to Invest in Portugal? Fast, free, and tailored for foreign buyers.

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Here's what our customers have to say:

Google

average rating

5.0

  • Highlight the help and availability of Cátia Baleizão, who helped with our credit change process, in a simple and quick way. Thanks

  • João Lemos: Excellent professional financial advice. Credible, reliable and effective in helping me to secure the best mortgage rate and transfer from previous contract and bank. In depth knowledge of the law, regulations and procedures, as well as great connections with managers in many different banks. All services provided online. Whenever I had to go in person to the bank and land registry’s office, I had the option to choose dates and times that were suitable to me. At my arrival in both places, people were ready and waiting for me. I never had to make a single phone call or book anything myself. In a country foreign to me, which I find quite bureaucratic at times , simply superb service!

  • João Lemos, my financial advisor from "Poupança no Minuto," was a lifesaver during the process of buying my first apartment in Portugal. João’s charm, efficiency, and industry expertise truly made a world of difference! With five years of living in Portugal and some real estate experience in the Netherlands, I thought I knew the ropes. However, João’s guidance was exceptional. He ensured the process was fast and seamless, leaving no detail overlooked. João's extensive financial knowledge and strong connections within the banks helped me secure the best mortgage deal quickly, easing a typically stressful part of the process. His proactive approach and dedication made me feel like I was always his top priority, despite his many other projects. Not only did João provide top-notch financial advice, but he also offered tremendous support during the stressful moments. His deep understanding of the process, fluent English, and amazing social skills are invaluable. João, I couldn’t have done this without you! Thanks a million!!

  • I've worked with Joao Lemos for a while now, and he has been outstanding in his work and support. He has been a cornerstone in the processes of helping me getting a mortgage, and honestly I couldn't have done it without him. Joao truly cares about his clients, and he'll go the extra mile to make sure you get support you need. I couldn't be happier to recommend Joao if you're looking for a trustworthy partner for your financial needs in Portugal.

  • “We cannot recommend Joao highly enough! From the very beginning, he made the complex process of securing a house mortgage feel smooth and stress-free. His expertise, professionalism, and genuine care for our needs stood out at every step. Joao took the time to understand our unique situation, patiently explained every detail, and always kept us informed. His proactive approach and dedication ensured that we secured the best possible deal in a timely manner. What truly sets him apart is his friendly demeanor and commitment to making his clients feel valued and supported throughout the process. Thanks to him we are now proud homeowners in Portugal and we couldn’t have done it without him.

  • Pedro Jorge: the professional advisor that accompanied my entire house purchasing process. The bank loan simulations, proposal, credit approval, and finally the house deed. From the start, he demonstrated great knowledge and financial skills, complemented by his vast connections in the area, which sped up the process by a lot. When I was contacted by him, I had already received proposals from 3 other credit intermediary firms, and yet he was still able to get credit pre-approved before all of them, despite the fact the other firms had weeks of head start over him. He showed me how he performed the simulations, and the analysis that he went through in order to choose the right bank for me. This transparency convinced me he was the right person to counsel me. I was also quite captivated by his humility, even though he was clearly in a league above the rest. I 100% recommend him.

  • The service is of high quality, with monitoring of the process from start to finish. I was very well guided with a very satisfactory result in my financing. Thank you very much Poupança ao Minuto and the consultant João Lemos who was very attentive and professional.

  • I would like to thank you in advance for all your attention and time spent dealing with my situation. Really reliable and valuable company that cares about the customer. I would especially like to thank your collaborator Cátia Baleizão who accompanied me from the first minute and for all the professionalism shown, patience and concern in helping. A big thank you and good luck.

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Why choose us
for your Mortgage in Portugal?

Secure Your Dream Home in Portugal. No Hidden Fees, Complete Transparency: We handle all the paperwork and negotiations, ensuring you get the best deal on your mortgage while focusing on your relocation.

Simulate your mortgage now
Small green house icon, representing affordable mortgage solutions for international buyers.

Personalized Mortgage Solutions:


We provide tailored mortgage options that match your financial profile and property goals in Portugal, whether you're investing or relocating.

Complete Transparency:


No hidden fees, no surprises. We offer clear and honest advice to ensure you get the best mortgage deal.

Fast and Efficient Process:


Our team ensures a quick, seamless mortgage approval process, saving you valuable time and effort as you move forward with your property purchase.

Expert Guidance:


Our specialists are with you every step of the way, providing informed support to help you make the best decisions throughout the mortgage process in Portugal.

Start Your Home Buying Journey in Portugal Today

Simulate Your Mortgage and Discover the Best Rates

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Capa do eBook gratuito sobre crédito habitação e como poupar

Discover How to Finance Your Dream Home in Portugal

Download our free eBook to learn about mortgage options, tax benefits, and why Portugal is the perfect destination for living and investing. Start your journey to owning your dream property today!

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Frequently Asked Questions (FAQ)

Why move to Portugal?

Portugal offers an outstanding quality of life at an affordable cost. With excellent healthcare, affordable housing, and over 300 days of sunshine each year, Portugal is perfect for enjoying stunning beaches, historic cities, and beautiful landscapes. Known for its safety, welcoming locals, and rich culture, Portugal is an ideal destination for living, working, or retirement.

Can foreigners buy property in Portugal?

How can Poupança no Minuto simplify my mortgage process?

Can Poupança no Minuto help me save on mortgage costs?

Does Poupança no Minuto charge for its services?

What are the costs involved in buying a house in Portugal?

What is Portugal’s Golden Visa program?

How can I finance a property purchase in Portugal?

Is property in Portugal a good investment?