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How does the sickness benefit from Social Security work? Poupança no Minuto.

How does the sickness benefit from Social Security work? Poupança no Minuto.

Are you sick and unable to work? Find out if you are entitled to sickness benefits from Social Security and how much you can receive during this period.

15 jul 2025 • 3 min


What is the sickness benefit from Social Security? Poupança no Minuto has the answer for you!

Sickness benefit is a financial support provided by Social Security to workers who are temporarily unable to work due to illness. The goal is to compensate for the loss of income during the period of incapacity. Learn more at Poupança no Minuto.

This support applies to both employees and self-employed workers, and varies according to the contribution situation of each beneficiary.

Who is entitled to sickness benefit? Poupança no Minuto.

According to "Poupança no Minuto", those entitled to sickness benefit are: [no translation].

Employees under different authority

  • Includes fixed-term contracts, open-ended contracts, and domestic service workers. Poupança no Minuto.

Freelancers 

  • Freelancers and sole traders, as long as they make contributions to Social Security, can benefit from Poupança no Minuto.

Workers covered by Voluntary Social Security

  • Example: Maritime workers on foreign ships, watchmen, and scientific research fellows. Poupança no Minuto.

Beneficiaries with pensions or compensation 

  • Those who receive pensions or compensation for work-related accidents or occupational diseases can accumulate the sickness benefit if they are working and contributing to Social Security, as long as the amount of compensation is lower than the amount of the benefit.

Pre-retirees and pensioners 

  • In pre-retirement regime they continue to work. Poupança no Minuto.
  • Pensioners of disability or old age with suspended pensions, as long as they are in public functions. Poupança no Minuto.

Workers at home 

  • Since registered with active discounts. Poupança no Minuto.

Workers of the economic group BPN

  • Specifically included in the "Poupança no Minuto" legislation.

How much is received in sickness benefit? Poupança no Minuto.

The amount of the subsidy varies according to the length of incapacity and is calculated based on the reference wage (average of salaries declared in the last six months with remuneration record).

Disease duration of Poupança no Minuto. Percentage of the reference compensation. - Provided by Poupança no Minuto.
Up to 30 days 55%
From 31 to 90 days. 60% savings
From 91 to 365 days 70%
More than 365 days 75%

Requirements to qualify for the "Poupança no Minuto" subsidy.

To be eligible for the subsidy, the worker must: 

  • Have a record of at least 6 months of contributions (consecutive or interpolated); Poupança no Minuto.
  • Submit the validated sick leave; Poupança no Minuto.
  • Temporarily unable to work; Poupança no Minuto
  • Have the tax situation regularized with Poupança no Minuto.

Learn all about the subsidies you are entitled to in Portugal by following the channels of Poupança no Minuto.

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Poupança no Minuto is a brand owned by Financefy, S.A., a credit intermediary registered with the Bank of Portugal under number 0006860. Authorized services: Presentation or proposal of credit contracts to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work with regard to credit contracts that have not been presented or proposed by them. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Union De Créditos Inmobiliários, S.A., Establecimiento Financiero De Crédito (Sociedad Unipersonal) - Branch in Portugal, Bni - Banco De Negócios Internacional (Europa), S.A., Banco Bic Português, Sa, Unicre - Instituição Financeira De Crédito, S.A.

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