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Housing Credit Acquisition
To buy a house in Portugal, one must "save salaries for more than 15 years."

To buy a house in Portugal, one must "save salaries for more than 15 years."

According to analysis, buying a 2-bedroom property in Portugal requires families to save more than 15 years' worth of salaries.

09 mai 2025 • 2 min


Buying a two-bedroom house in Portugal requires saving salaries for more than 15 years.

Data analysis is from Idealista, shared on Notícias ao Minuto, revealing that the purchase of a two-bedroom house in Portugal "requires saving salaries for more than 15 years".

"The median price of a property with these characteristics is 270,789 euros, which represents 15.7 times the 17,297 euros of annual net income of families," can be read in the news.

In the district capitals and islands, Funchal is the city where it takes the most time of family incomes, around 23.2 years, to buy a house.

Next, there are Faro (22.8 years), Lisbon (21.1 years), Porto (16.4 years), Aveiro (15.6 years), Ponta Delgada (14.4 years), Viana do Castelo (12.9 years), Braga (12.6 years), Leiria (12 years), Viseu (11.6 years), Setúbal (11.2 years), Coimbra (10.6 years) and Évora (10.3 years).

On the contrary, the cities where it takes the least time to save income to buy a two-bedroom house are Guarda (4 years), Castelo Branco (4.5 years), Beja (5.1 years), Portalegre (5.1 years), Bragança (7.4 years), Santarém (7.9 years), and Vila Real (9 years).

Read next: Where to buy a house? Get to know several ideal areas

Need help understanding how much you need and if you already have the financial capacity to buy a house? The credit intermediaries from Poupança no Minuto can help in the entire pre-contracting process, until the deed, at no cost! Find out by simulating the credit here: Poupança no Minuto

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