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Crédito habitação para estrangeiros e não residentes: Um guia para comprar casa em Portugal

Mortgage for foreigners and non-residents: A guide to buying a house in Portugal.

If you are a foreigner and/or not a resident in Portugal and are looking to buy a house, check here for all the information you need.

29 Oct 20241 min

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Mortgages for foreigners in Portugal have specific requirements, such as presenting documents proving residency, income, and financial situation. The demand for properties in the country by foreigners remains significant, representing over 22% of the market.

Immigrants and non-residents can also obtain home loans with conditions adapted to their situations through the support of credit intermediaries that assist in negotiating with banks, making the process more accessible and efficient for those living outside the country. Check out the articles on these topics.

Related articles:

  1. Mortgage for foreigners: What are the necessary documents? URL
  2. Foreigners continue to represent more than 22% of the demand for housing in Portugal.
  3. Housing credit for emigrants: What are the conditions? Visit https://www.poupancanominuto.com/artigos/credito-habitacao/credito-habitacao-para-emigrantes-quais-as-condicoes for more information.
  4. Mortgage for non-residents: "The intermediary helped me negotiate with the banks" - https://1drv.ms/w/s!Au4W507BhgGOgwgv6uOW73ZcjEev?e=sNPXsq
  5. Starting a new life in another country? 5 reasons to choose Portugal as your new home
  6. Portugal establishes itself as a tourist destination winning 15 awards at the World Travel Awards.
  7. Living in Portugal? Learn about the tax advantages for non-habitual residents. Visit here.

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Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.